So many players in the financial services industry sell products; third parties do their “heavy lifting”. We, however, provide a service. The analysis; the advice; the reporting, your inquiries. We do it all.
Your circumstances are unique, and the counsel you seek requires individual attention and follow-through. There is not a “cookie cutter” when it comes to helping you achieve your investment objectives.
We understand that investments are not necessarily your field of expertise. The issues facing your financial life can be quite complex. We are prepared to answer your questions on a regular basis so that you best understand the financial course we have charted together.
Everything in which you will invest at our recommendations and advice is fully marketable and can be sold at any time. You will not be “saddled” with owning anything –nor with an investment that has a surrender penalty. Investment accounts are registered in your name at qualified custodians, and all securities therein can at any time be transferred to another advisor or maintained by you.
We do not sell products. Unlike brokers, we do not earn commissions—often at the time of the sale, and in quite substantial amounts. A broker’s motivation to provide good service is to earn trailing annual commissions many products will pay, and/or to have another opportunity to sell you something in the future.
Legally, we cannot be paid commissions. The compensation we earn is only that which you pay us and is fully disclosed. And there’s not the big up-front payment. We are paid quarterly by you. And we serve at your pleasure. If we fail to deliver value to you, our continued relationship—and revenue—is at risk. Our business model motivates us to provide great service.