NWCM is registered as an investment advisor with the Securities and Exchange Commission. We are not registered representatives of a broker/dealer; nor are we licensed insurance agents. No ifs, ands, or buts about it: we are fiduciaries whenever we interact with you, make recommendations to you, or affect a transaction in your account.
Your financial interests must come first. Because we are a Level Fee advisor, we believe we are not conflicted when advising you as to the best path forward for the management of your assets. We don’t earn big commission up front. Our compensation is received quarterly, and continues only if you believe you are receiving value from us. If not, you can terminate our advisory agreement and take complete control over the investments within your accounts.
We earn only compensation fully disclosed to you—and compensation that is only paid by you. No company can legally pay us commissions or 12b-1 fees. We do not accept referral fees from third parties (nor do we pay referral fees).
We know our advice and actions can have a significant impact on your ability to achieve your financial goals. We know your trust and confidence in us is necessary to follow the course we chart for you. Being a fiduciary helps us to earn that trust. How could a financial planning and investment advisory business be undertaken any other way?